Lower defaults and higher returns than any other broker you work with. Underwriting built only for restaurants, our AI models, and a long relationship with every client we send you.
That is the goal we build toward with every partner: a restaurant portfolio from Dracarys Finance that earns you more and defaults less than any other source of deals you have.
Most brokers want to earn today and don’t care about tomorrow. We are building the number one platform for restaurant lending, investment, and the buying and selling of restaurants. Our founder’s vision: the leading company in credit and insurance for hospitality across the United States, Canada and Europe, built over the next 60 years.
That is why our business model is not the first commission on the first loan. It is to be the one partner a restaurant uses for every loan, every financial product and, one day, the sale of the business.
Many brokers send you bank statements, ask for their commission and leave every risk with you. When a client misses a payment, we step in. We take part in the conversation and work as a mediator, so you and the client don't lose each other.
If a partner treats our clients aggressively, communicates badly or acts dishonestly, we stop working with that partner. We stand up for every restaurateur we send you.
We check every file as thoroughly as we can before it reaches you. If during the deal we see a client being dishonest with you, or we learn about a problem, we tell you right away, so you can plan your next move. We will never set you up. If it costs us the commission, so be it.
Of all the brokers and partners you work with, to be the most profitable one, with the lowest default rate.
When we make you more money than any other broker, the relationship takes care of itself.If you think short-term, we won't work well together. If you think in decades, we will earn your trust, and in time, the best terms in the industry for our clients.
Your models are built for every industry. Ours is built only for restaurants: we read the concept, the chef, reviews, pricing, competitors, location and seasonality, and compare them with how similar restaurants have performed. You get our assessment with every file, free.
The better you understand a restaurant, the fewer surprises you get. Fewer surprises mean fewer defaults and higher returns.
I know who carries the biggest risk in our work. We bring you the client. You invest your money and your clients’ money, and you risk it. We treat every deal we bring you as if our own money were on the line.
Dracarys Finance can only succeed if our lending partners earn more with us, and more calmly, than with any other broker, and if restaurant owners get the lowest, most comfortable and right terms.
And personally, thank you for choosing a business this risky and this unpredictable. Having built small businesses in different industries, I know how critical financing is, and how valuable your work is.
Tell us what you fund and the deals you want to see.