Your first restaurant works. The perfect space for the second just opened up. Here is how owners fund the next step.
Proof the first location works (steady sales, clean books), a clear budget for the build-out, a realistic opening timeline, and your experience running the concept. A lender is betting the success can be repeated.
Do not drain the working capital of the restaurant that pays the bills. Fund the new location as its own project, with a cushion for the first months after opening.
We build the plan lenders understand, compare banks, SBA lenders and investors, and structure the deal so your first restaurant stays safe.
Tell us what you need. A concierge calls you back. See also: Growth financing.
Common options are bank or SBA loans, equipment financing and investor capital, often combined. Lenders look closely at how your first location performs.
Often yes. A strong first location can support financing for the second, but it should not be left without working capital.
A loan keeps ownership but adds payments. An investor adds capital without payments but takes a share. The right answer depends on the numbers and your goals.
General information, not financial or legal advice. Dracarys Finance LLC is a commercial finance broker, not a lender. All credit decisions and terms are set by third-party lenders and investors.
Two minutes. No obligation. Your concierge calls you back.
SBA loans are among the cheapest money a restaurant can get. They are also among the hardest to close. Preparation makes the difference.
Read the guide →Buying an existing restaurant gives you a history and a customer base. Buying your building ends the rent and builds wealth. Both are big moves, and both are financeable.
Read the guide →A tired room loses guests. A slow kitchen loses covers. A renovation can bring both back, if it is financed right.
Read the guide →