New York is the hardest and the most beautiful restaurant market in the world. High rent, high costs, high standards. Dracarys Finance is based here.
We compare banks, SBA lenders, credit unions and alternative lenders, so a New York restaurant sees many offers side by side, not one lender’s offer.
Manhattan, Brooklyn, Queens, the Bronx and Staten Island, and independent restaurants across the United States.
Tell us what you need. A concierge calls you back. See also: Emergency funding.
Yes. Dracarys Finance is based in New York and works with restaurants across all five boroughs and across the United States.
Often yes. Alternative lenders can fund in as little as 24–48 hours; bank and SBA options take longer but cost less.
Equipment, payroll, cash gaps, renovations, new locations, buying a building or an existing restaurant, and refinancing expensive debt.
General information, not financial or legal advice. Dracarys Finance LLC is a commercial finance broker, not a lender. All credit decisions and terms are set by third-party lenders and investors.
Two minutes. No obligation. Your concierge calls you back.
The oven dies on a Friday night. The walk-in stops cooling before a delivery. Every hour without equipment costs you sales. Here is how restaurant owners pay for it.
Read the guide →Your team has to be paid on time. Miss payroll once and you can lose the people who keep the restaurant running. Here are the realistic options.
Read the guide →A low score, past defaults, even a bankruptcy. Many owners think the door is closed. It usually is not. It is just a different door.
Read the guide →